Introduction
These Terms & Conditions (the “Terms”) set out the rules and legal conditions under which you may access and use this website and purchase any digital products, digital content, and related services offered through it. This website is operated by MindGrow Systems LLC, a limited liability company organized under the laws of the State of New Mexico, United States of America (the “Operator,” “we,” “us,” or “our”). You may contact us using the email address provided in Section 22 (Contact) of these Terms.
By visiting this website, placing an order, completing a purchase, downloading digital content, or otherwise using this website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must not use this website or purchase any digital products offered on it.
To purchase Digital Products, you must be at least eighteen (18) years of age, or the age of legal majority in your jurisdiction if higher. By completing a purchase, you represent and warrant that you meet this requirement. If you are under the applicable age of majority, you may browse this website only with the involvement and consent of a parent or legal guardian, but you may not complete a purchase.
These Terms are written in English. The Operator's primary market and intended customer base is the United States, and this website is primarily directed at customers located in the United States. This website is not specifically directed at, or marketed to, consumers in the European Union, the United Kingdom, or any other jurisdiction outside the United States. If a customer located outside the United States nonetheless accesses this website or completes a purchase, and mandatory consumer protection rules of that customer's country of residence provide additional rights that cannot be excluded by contract, those rights remain unaffected. Nothing in these Terms is intended to unlawfully restrict such mandatory rights.
1. Purpose and Scope of These Terms
The purpose of these Terms is to define the contractual relationship between you as a customer and the Operator as the provider of digital products and digital content. These Terms apply to any and all purchases made through this website, including one-time purchases and any form of access to downloadable or otherwise electronically supplied digital content. They also apply to the general use of this website, including browsing content, submitting inquiries, and accessing any areas that may require login credentials, where applicable.
If you are purchasing as a business customer, entrepreneur, or self-employed person acting within the scope of your commercial or professional activity, you confirm that you are not buying as a consumer. If you are buying for personal use, you may be considered a consumer under applicable consumer protection laws. Certain provisions of these Terms may apply differently depending on whether you are a consumer or a business customer, particularly in relation to refund rights, jurisdiction, and certain liability standards. Where such distinctions are relevant, these Terms clarify them. If no distinction is stated, the provision applies to both.
While this website is technically accessible worldwide, it is operated with the United States as its intended market and is not actively marketed or directed toward customers outside the United States. The Operator does not represent or warrant that the digital products are lawful or appropriate in every jurisdiction. You are responsible for ensuring that your access to this website and purchase of digital products is permitted under the laws applicable to you.
2. Information About the Digital Products and How They Are Provided
The Operator offers digital products and digital content for purchase (“Digital Products”). Digital Products may include, for example, eBooks, PDF documents, templates, downloadable files, written guides, structured materials, or other intangible digital resources. Digital Products are not delivered on a physical medium. They are supplied electronically after successful payment, typically by making a download link available, granting access through a user account if such a feature is offered, or delivering access details via email.
All descriptions, representations, and statements relating to Digital Products on this website are intended to provide a realistic understanding of what you will receive. While the Operator makes reasonable efforts to ensure that product descriptions are accurate and complete, minor deviations may occur, for example due to updates, improvements, formatting differences between devices, or changes that do not materially reduce the value of the Digital Product for its intended purpose.
Where Digital Products contain information about business, marketing, monetization, productivity, online operations, or income-related topics, such information is provided for educational and informational purposes only. You understand that results depend on many factors outside the Operator’s control, including your effort, experience, decision-making, market conditions, competition, regulatory environments, and personal circumstances. For that reason, no specific outcome, financial result, income level, profitability, conversion rate, or business success is promised or guaranteed. Any figures, scenarios, examples, or references to potential results are illustrative and do not constitute assurances that you will achieve comparable outcomes.
Nothing made available through this website or the Digital Products constitutes legal advice, tax advice, financial advice, or any other professional advice. If you require professional advice, you are responsible for consulting qualified professionals.
3. Ordering Process and Conclusion of the Contract
The presentation of Digital Products on this website does not constitute a legally binding offer. Instead, it is an invitation for you to submit an order. When you select a Digital Product and proceed through the checkout process, you will have the opportunity to review your order details before completing payment.
By clicking the final purchase button or otherwise confirming your intent to purchase and submitting payment, you make a binding offer to enter into a purchase agreement for the selected Digital Product under these Terms. The contract is concluded when payment has been successfully processed and the Operator provides access to the Digital Product, for example by displaying a confirmation page with access instructions, providing a download link, granting account access, or sending an email confirmation containing access information.
The Operator reserves the right to refuse orders in exceptional cases, for example if there is a reasonable suspicion of fraudulent activity, misuse of payment methods, violation of these Terms, chargeback abuse patterns, or technical errors affecting pricing or product availability. If an order is refused after payment has been initiated, any received payment will be refunded through the original payment method as soon as reasonably possible, unless the Operator is legally entitled to withhold funds due to substantiated misuse, fraud, or outstanding payment disputes.
4. Prices, Currency, and Taxes
All prices shown on this website are displayed and charged exclusively in United States Dollars (USD). USD is the contractual currency for all purchases made through this website. If your bank, card issuer, or payment provider displays a converted amount in another currency, such conversion is performed independently by that provider and is outside the Operator’s control. Any exchange rate, conversion fee, or foreign transaction fee is your responsibility.
As MindGrow Systems LLC is a U.S.-based company, applicable sales tax obligations depend on the nexus rules of individual U.S. states and, for international customers, on the laws of their respective jurisdictions. Where sales tax or similar charges are legally required to be collected, the Operator may add such charges at checkout based on your billing address and applicable law. Where Stripe Managed Payments acts as Merchant of Record, applicable taxes are collected and remitted in accordance with Stripe's Managed Payments policies.
You understand and agree that you are responsible for complying with any local tax obligations that may apply to you in your jurisdiction, including any import duties, value-added taxes, goods and services taxes, or similar levies that your local law may impose on digital products or services purchased from abroad. The Operator is not responsible for determining, collecting, or remitting taxes on your behalf except where expressly required by applicable U.S. law.
You are responsible for providing accurate billing details. If you provide inaccurate information about your status or location and this leads to incorrect taxation, you may be responsible for resulting consequences or additional charges to the extent permitted by law.
5. Payments, Payment Processors, and Merchant of Record
Stripe Managed Payments (Merchant of Record). Payments on this website are processed exclusively through Stripe Managed Payments. Stripe (or its Managed Payments offering) acts as the Merchant of Record: your purchase contract for payment, tax collection/remittance, refunds, and chargebacks is handled under Stripe's applicable terms. MindGrow Systems LLC fulfills delivery of the Digital Products. We do not store complete payment card data on our own servers. Our voluntary 30-day money-back guarantee applies to the extent we can facilitate refunds through Stripe.
In all cases, by completing a purchase you authorize the respective payment provider to charge your selected payment method for the total amount shown at checkout. If payment fails or is reversed, the Operator is under no obligation to provide access to the Digital Product.
If a chargeback, payment dispute, reversal, or unauthorized payment claim is initiated, the Operator reserves the right to temporarily suspend access to the Digital Product and any associated services until the dispute is resolved. This protective measure is intended to prevent misuse and does not affect any mandatory rights you may have under applicable consumer protection law. If a dispute is resolved in favor of the Operator, the Operator may, to the extent permitted by law, maintain suspension until any outstanding amounts, chargeback fees, dispute-related costs, or administrative expenses attributable to the customer’s dispute are settled.
Where a customer initiates a chargeback without first contacting the Operator to request support or a refund under the voluntary guarantee described in these Terms, the Operator may treat such behavior as an indicator of misuse. This may result in refusal of future purchases, termination of licenses, and additional protective steps, provided that such measures comply with mandatory legal requirements.
6. Delivery, Access, Download Limits, and Your Responsibilities When Receiving Digital Content
Because the products offered are digital, delivery occurs electronically. Delivery is considered complete when the Operator has made the Digital Product available to you in a reasonable manner, for example through a download link, an access area on this website, or via email. If the Digital Product is delivered via email, you are responsible for ensuring that the email address you provide is correct and that you can receive emails from the Operator. You should also check spam or junk folders if you do not receive a delivery email within a reasonable time after payment confirmation.
Download Limit and Access Window. Each purchase entitles you to a maximum of five (5) downloads of the Digital Product. Download links are valid for thirty (30) calendar days from the date of purchase, after which access via the download link may expire. You are responsible for saving and storing your downloaded file within this period. If you experience technical issues preventing you from downloading within the access window, please contact the Operator promptly so that reasonable assistance can be provided. The Operator may, at its sole discretion, reissue a download link in cases of documented technical failure, but is under no obligation to do so once the access window has expired.
You are responsible for ensuring that your devices and software are capable of opening and using the Digital Product in the provided format. Unless otherwise specified, Digital Products are typically provided in common formats such as PDF, DOCX, ZIP, or similar. If you experience technical difficulties accessing the Digital Product, you should contact the Operator with sufficient details so that reasonable assistance can be provided, such as re-sending a link or clarifying access instructions. The Operator is not responsible for issues caused by your internet connection, incompatible software, blocked emails, or device limitations, provided the Digital Product itself has been delivered properly and is not defective.
Where the Operator provides access links, account access, or credentials, you agree to keep such access confidential if it is intended for personal or internal use only. Any unauthorized sharing or redistribution undermines the integrity of the Digital Product and may lead to suspension of access and legal enforcement of intellectual property rights.
7. Refund Policy and Voluntary 30-Day Money-Back Guarantee
This section sets out the Operator’s refund policy for Digital Products. Because digital content is delivered electronically and can be accessed or downloaded immediately upon purchase, refunds are not owed merely because a customer changes their mind, purchased by mistake, or did not meet subjective expectations, provided that the Digital Product corresponds materially to its description and was delivered correctly.
Independently of any statutory rights you may have, the Operator grants a voluntary 30-day money-back guarantee as a commercial goodwill policy. This voluntary guarantee applies for thirty (30) calendar days from the date of purchase. During this period, you may request a refund without stating reasons by contacting the Operator in writing at the email address provided in Section 22 (Contact) of these Terms and providing sufficient information to identify your purchase. The Operator will honor properly submitted refund requests within the guarantee period, except in the circumstances listed below.
Because this guarantee is voluntary and designed to be fair while preventing misuse, the Operator reserves the right to refuse or limit refund requests in the following circumstances:
- the 30-day guarantee window has passed at the time the request is submitted
- repeated refund requests by the same customer across multiple purchases, suggesting a pattern of misuse
- systematic patterns suggesting the guarantee is used as a mechanism for free access
- fraudulent behavior, unauthorized payment use, misrepresentation, or deliberate abuse of the guarantee in connection with the purchase
- cases where a customer initiates a chargeback or payment dispute before contacting the Operator to request support or a refund
For transactions processed through Stripe Managed Payments, chargebacks and disputes are handled in accordance with Stripe's and the Merchant of Record policies.
If a refund is granted, it will be processed via the original payment method. The Operator has no control over banking or card processing times once a refund is initiated. This voluntary guarantee does not create a statutory right and may be modified or withdrawn for future purchases at any time. The version of the guarantee in effect at the time of purchase governs that purchase.
8. Defects and Resolution of Issues
If the Digital Product is defective, materially incomplete compared to its description, corrupted, or inaccessible due to a technical fault attributable to the Operator, you are entitled to request a remedy. Remedies may include re-delivery, provision of a corrected file, provision of an alternative access method, or other reasonable corrective actions. If a defect cannot be remedied within a reasonable time, you may be entitled to further rights under applicable law, which may include a price reduction or refund.
To request support, you must contact the Operator and describe the issue in sufficient detail, including your order confirmation and any relevant technical information. The Operator will make reasonable efforts to resolve the issue efficiently and fairly. If the Operator confirms that a defect is attributable to the Operator and cannot be remedied, a refund may be granted and processed through the original payment method unless another method is legally required.
9. Intellectual Property, Licensing, and Permitted Use
All Digital Products, website content, and materials are protected by copyright and other intellectual property laws of the United States and applicable international conventions. This includes, without limitation, text, design elements, branding, layouts, graphics, downloadable files, and the selection and arrangement of content, unless explicitly stated otherwise.
When you purchase a Digital Product, you do not acquire ownership rights. Instead, you receive a limited license to use the Digital Product under these Terms. This license is non-exclusive, non-transferable, and non-sublicensable. It is granted solely for your personal use or, if you are a business customer, for your internal business use, unless the product description explicitly allows broader use.
You are not permitted to reproduce, distribute, resell, sublicense, share, publish, upload, or otherwise make the Digital Product available to third parties, whether for free or for compensation, unless you have obtained prior written permission from the Operator. You are also not permitted to modify the Digital Product for redistribution or to remove copyright notices, watermarks, or other identifiers. Any unauthorized use may result in immediate termination of your license, suspension of access, and legal action for infringement and damages.
If a Digital Product includes templates, frameworks, or materials intended to be adapted for your personal or internal business use, you may edit them for that purpose, but you may not distribute the original or modified materials to third parties unless the Digital Product explicitly states that redistribution is permitted.
10. Prohibited Conduct and Misuse Prevention
You agree to use this website and Digital Products in a lawful manner and in accordance with these Terms. Any attempt to circumvent security measures, access restricted areas without authorization, reverse engineer protected content, scrape or extract content in an automated manner, exploit vulnerabilities, or otherwise interfere with this website’s operation is prohibited.
If the Operator provides account-based access, you are responsible for maintaining the confidentiality of your login credentials. You must not share credentials with others or allow third parties to access Digital Products through your account. If you suspect unauthorized access, you should notify the Operator promptly.
The Operator reserves the right to take reasonable technical and legal measures to prevent misuse and to protect intellectual property, including disabling access links, limiting downloads, suspending access, refusing future transactions, and enforcing rights where necessary. Such measures will be applied in a proportionate manner and in compliance with mandatory legal requirements.
11. Non-Reliance and Basis of the Contractual Relationship
You acknowledge and agree that your decision to purchase any Digital Product is made independently and is not based on any representation, statement, promise, projection, estimate, or expectation that is not expressly set out in these Terms or in the formal product description as displayed on this website at the time of purchase.
You confirm that you are not relying on any oral statements, informal communications, promotional materials, social media posts, advertisements, testimonials, case studies, examples of results, or other marketing content as a legally binding assurance of specific outcomes. Any such materials are provided for general informational or illustrative purposes only and do not constitute contractual guarantees unless expressly incorporated into the contract in writing.
You further acknowledge that you have conducted your own assessment of the suitability of the Digital Product for your purposes and that you assume full responsibility for your use of the Digital Product. To the extent permitted by law, you waive any claim based on alleged reliance on representations not expressly contained in these Terms or in the formal product description.
12. Disclaimer Regarding Results, Earnings, and Performance Expectations
Without limiting the generality of the foregoing provisions, the Operator expressly disclaims any representation or warranty that the use of any Digital Product will lead to specific financial, commercial, professional, or personal results.
Where Digital Products address topics such as online business development, monetization strategies, marketing techniques, operational structures, productivity systems, digital product creation, or similar subjects, you understand that success in such fields depends on numerous independent variables. These variables include, but are not limited to, market demand, competitive landscape, timing, execution quality, individual skill, available capital, regulatory requirements, technological developments, and macroeconomic conditions.
No guarantee is made that you will generate revenue, achieve profitability, reach a particular income level, increase conversion rates, reduce costs, or achieve any other measurable result. Any examples of earnings, performance figures, or business outcomes are hypothetical or illustrative in nature and do not represent typical or guaranteed results.
You agree that the Operator shall not be liable for any financial loss, loss of opportunity, or business underperformance arising from your implementation, interpretation, or application of any Digital Product. The purchase of a Digital Product does not create any partnership, joint venture, agency relationship, or fiduciary duty between you and the Operator.
13. Disclaimer of Warranties and Limitation of Liability
To the fullest extent permitted by applicable law, this website and all Digital Products are provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, or statutory. Without limiting the foregoing, the Operator disclaims all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. The Operator does not warrant that Digital Products will be error-free, uninterrupted, or compatible with every device or software configuration, or that any particular outcome will result from their use. This disclaimer does not affect the voluntary 30-day money-back guarantee described in these Terms, nor any rights that cannot be excluded under applicable law.
To the fullest extent permitted by applicable law, the Operator’s liability for damages arising out of or in connection with these Terms, this website, or any Digital Product is limited as follows.
Nothing in these Terms excludes or limits the Operator’s liability for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable law.
Subject to the foregoing, the Operator shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, lost revenue, loss of data, loss of business opportunity, reputational damage, or business interruption, even if the Operator has been advised of the possibility of such damages.
To the fullest extent permitted by law, the Operator’s total aggregate liability for all claims arising from or related to a specific Digital Product shall not exceed the purchase price actually paid by you for that Digital Product.
Because Digital Products are supplied electronically and accessed through your own devices, you are responsible for maintaining adequate data backup and security measures. The Operator shall not be liable for loss of data where such loss could have been avoided through reasonable data protection practices on your part.
Some jurisdictions do not allow the exclusion or limitation of certain types of damages. To the extent that such limitations are not permitted under the law applicable to you, the limitations above apply only to the maximum extent permitted by law.
14. Website Availability, Maintenance, and Modifications
The Operator endeavors to keep this website accessible and operational. However, uninterrupted availability cannot be guaranteed. Temporary interruptions may occur due to maintenance, updates, technical issues, hosting provider disruptions, security measures, or circumstances beyond the Operator’s reasonable control.
Such temporary interruptions do not constitute a breach of contract. The Operator shall not be liable for losses resulting from temporary unavailability of this website, provided mandatory legal rights remain unaffected.
The Operator reserves the right to modify, update, improve, or discontinue aspects of this website or Digital Products where necessary for technical, legal, or operational reasons. Updates to Digital Products that correct errors or improve clarity do not entitle you to refunds unless they materially reduce the value of the purchased Digital Product.
The purchase of a Digital Product does not create any obligation on the part of the Operator to provide ongoing updates, upgrades, revisions, new versions, maintenance, support services, or future enhancements unless such obligation is expressly stated in writing at the time of purchase. Digital Products are provided as they exist at the time of sale. Any future improvements, expansions, additional materials, or updated editions may be offered separately at the Operator’s discretion and may be subject to additional payment. The absence of updates or modifications shall not constitute a defect, provided the Digital Product corresponds materially to its description at the time of purchase.
15. Termination of License and Enforcement of Rights
If you materially breach these Terms, particularly by infringing intellectual property rights, distributing Digital Products unlawfully, engaging in fraudulent behavior, or misusing payment mechanisms, the Operator may terminate your license to use the Digital Product and suspend or permanently revoke access without prior notice, where legally permissible.
Termination does not affect any claims for damages or other legal remedies the Operator may have as a result of the breach. Enforcement measures will be applied proportionately and in compliance with mandatory legal requirements.
16. Governing Law and Jurisdiction
These Terms and any disputes arising from or in connection with them are governed by the laws of the State of New Mexico, United States of America, without regard to its conflict of law principles.
Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, or the use of this website or any Digital Product, shall be subject to the exclusive jurisdiction of the state and federal courts located in the State of New Mexico, United States of America. By using this website and purchasing Digital Products, you consent to the personal jurisdiction of such courts.
If you are a consumer residing outside the United States, this choice of law and jurisdiction does not deprive you of mandatory consumer protection provisions of the country of your habitual residence, to the extent that such provisions cannot be waived by agreement under the law of that country.
17. Dispute Resolution
The Operator encourages you to contact us directly in the first instance if you have a concern or complaint, as most issues can be resolved efficiently through direct communication. Please contact us using the email address provided in Section 22 (Contact) of these Terms.
If a dispute cannot be resolved through direct communication, either party may pursue available remedies in accordance with the governing law and jurisdiction provisions set out in Section 16 of these Terms. Nothing in this section prevents either party from seeking injunctive or other equitable relief in a court of competent jurisdiction to protect intellectual property rights or prevent imminent harm.
This section does not affect any mandatory dispute resolution rights you may have under the laws of your jurisdiction.
18. Entire Agreement
These Terms constitute the entire agreement between you and the Operator regarding the purchase and use of Digital Products and supersede all prior or contemporaneous communications, negotiations, understandings, representations, or agreements, whether oral or written, relating to the subject matter.
No amendment or modification of these Terms shall be valid unless made in writing and published by the Operator in an updated version. No oral statements, informal communications, or external materials shall alter the legally binding nature of these Terms unless expressly incorporated.
19. Severability
If any provision of these Terms is found to be invalid, unlawful, or unenforceable under applicable law, the remaining provisions shall remain in full force and effect. The invalid provision shall be replaced by a valid provision that most closely reflects the economic intent and legal purpose of the original provision, to the extent legally permissible.
20. Amendments
The Operator reserves the right to amend these Terms for future transactions in order to reflect changes in law, regulatory requirements, technical developments, or operational adjustments. The version of the Terms in effect at the time you place your order shall govern that specific purchase. The “Updated” date at the bottom of these Terms reflects when they were most recently revised.
21. Relationship to Other Legal Documents
These Terms form part of the legal framework governing your use of this website, together with the Privacy Policy, Refund Policy, Affiliate Disclosure, Earnings Disclaimer & Results Notice, and any other legal notices published on this website. In the event of a conflict between these Terms and another legal document, the more specific document governs with respect to the matter it addresses.
22. Contact
If you have questions regarding these Terms, your order, delivery of Digital Products, or any related matter, please contact us at info@mindgrowsystems.com.